Empowering Financial Futures: How Master Plan Enhances One of the Most Generous 401(k) Plans in the Field

At a time when long-term financial security has become a critical concern for the American workforce, The Arc Mercer has positioned itself as a leader in employee benefits, most notably through its robust 401(k) retirement plan. 

Central to the strength of this offering is a partnership with Master Plan Investment Group, a dedicated retirement advisory team that helps employees make informed, confident decisions about their financial futures.

Master Plan Investment Group provides personalized, expert guidance to participants in the agency’s 401(k) program, which is administered through Vestwell. Their services include one-on-one financial planning, support with investment selections, retirement readiness assessments, and educational resources tailored to employees across all levels of financial literacy. 

Their mission is to ensure every participant has access to professional advice and strategies to grow retirement wealth effectively.

This elevated level of support complements a retirement benefit that is already among the most generous in the field. Employees are eligible to enroll after one year of service, and the organization contributes up to an impressive 6% of annual salary, automatically and unconditionally, into each eligible employee’s retirement account. 

This level of employer contribution places the plan in the top tier of retirement offerings in the nonprofit and healthcare services sectors, where average contributions are often far less.

By integrating high-quality investment guidance with a generous employer-funded contribution, the 401(k) plan not only strengthens the agency’s workforce but reflects a broader organizational commitment to economic equity and employee well-being.